If you are lucky enough to find an car transport company that offers insurance coverage, then there are a few things that you must check to receive the insurance coverage without difficulties. Never hesitate to ask questions about the auto shipping company’s insurance policies. You should study the insurance policy documents of the auto shipping company and to satisfy about the genuineness of the documents, you can even crosscheck with the auto transport insurance provider.
Beware that some auto movers may provide only very restricted insurance coverage – at times, it will be even less than your vehicle’s actual market value. It has to be stated that there may be a few unscrupulous auto transport companies that may try all types of tricks to evade paying insurance claim. It is also important to personally verify whether the auto transport company has a valid insurance certificate.
Please note if your auto shipping company avoids or deliberately delays settling your damage claim, you are at liberty to file a complaint with local Better Business Bureau. This apart, you can also report the matter to the Department of Transportation for speedy redress and as a last resort you can also approach the law courts. But it is prudent to first attempt to sort out your complaints with your auto shipping company and if you still feel that you are not getting justice, you can take recourse to other measures.
Quite often, the insurance coverage provided by the auto transport company may not be sufficient to cover the expense of the vehicle replacement. It is therefore preferable you contact the company's insurance agency and know firsthand the terms and conditions in the policy. When transporting luxury vehicles or any other unique types of vehicles, you must ensure that the insurance coverage includes the blue book value of the vehicle.